Terms of Use

These Terms of Use apply to your access to and use of the website operated by SG Accounting & Tax Advisory, including any pages, booking tools, online forms, contact forms, content, features, or related services made available through the website.

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy.

If you do not agree with these Terms, please do not use this website.

The information on this website is provided for general information purposes only.

It is not intended to be, and should not be relied upon as, accounting, tax, legal, financial, investment, insurance, estate, or professional advice.

Every client situation is different. You should not act or refrain from acting based only on information found on this website without first seeking advice from a qualified professional who has reviewed your specific circumstances.

Using this website, submitting a form, sending an email, booking a consultation, or communicating with SG Accounting & Tax Advisory does not automatically create a client relationship.

A professional relationship is only established once the appropriate intake process has been completed and a formal engagement agreement has been accepted by the relevant parties.

Accounting and tax preparation services are provided through Western CPA under a separate engagement. Strategic wealth, retirement, insurance, and estate planning services are provided through SG Wealth Management where relevant.

You agree to use this website only for lawful purposes and in a manner that does not interfere with the security, operation, or proper functioning of the website.

You agree not to:

• Use the website for any unlawful, harmful, misleading, or abusive purpose
• Attempt to gain unauthorized access to any system, file, account, or data
• Upload or transmit viruses, malware, spam, or harmful code
• Misrepresent your identity or provide false information
• Copy, reproduce, or misuse website content without permission
• Interfere with the website's security, availability, or performance

We may restrict, suspend, or terminate access to the website if we believe these Terms have been violated.

Our website may allow you to request or book consultations with our team.

Appointment times are subject to availability and may be changed, rescheduled, or cancelled if needed.

You are responsible for providing accurate contact information so we can confirm, reschedule, or follow up regarding your appointment.

A consultation is intended to help us understand your situation and determine whether we may be able to assist. Any specific scope of services, fees, responsibilities, timelines, and deliverables will be set out in a separate engagement agreement.

When you provide your contact information through our website, booking tool, form, email, phone, or other communication channel, you agree that we may contact you regarding your inquiry, appointment, service request, document needs, or related follow-up.

Where you have provided consent, we may also send service updates, appointment reminders, newsletters, event invitations, or other communications.

You may unsubscribe from marketing emails or request changes to your communication preferences at any time.

Electronic communications are not always secure. Please avoid sending highly sensitive financial, tax, identification, or personal information through unsecured email, website forms, or chat tools unless instructed to do so through an appropriate secure method.

If you provide your mobile phone number and consent to receive SMS communications, we may send text messages related to:

• Appointment confirmations
• Appointment reminders
• Rescheduling or follow-up
• Document requests
• Important service updates
• Occasional client communications, where permitted

Message and data rates may apply depending on your mobile carrier and plan.

You may opt out of SMS messages at any time by replying STOP to a message, where applicable, or by contacting us directly.

Consent to receive SMS messages is not required to receive services from us. You may choose to communicate by phone or email instead.

Unless otherwise stated, all content on this website, including text, graphics, logos, icons, images, layouts, page designs, and other materials, is owned by or licensed to SG Accounting & Tax Advisory.

You may view, download, or print website content for your personal, non-commercial use only.

You may not copy, reproduce, modify, publish, distribute, display, or use any website content for commercial purposes without prior written permission.

This website may contain links to third-party websites, booking platforms, secure portals, payment processors, analytics tools, or other services.

These links are provided for convenience only.

We do not control and are not responsible for the content, privacy practices, security, terms, or policies of third-party websites or services.

Your use of any third-party website or service is governed by that third party's own terms and policies.

We aim to keep the information on this website accurate and up to date. However, we do not guarantee that all information will always be complete, current, accurate, uninterrupted, or error-free.

Tax, accounting, business, legal, and financial rules may change over time. Website content may not reflect the most current developments or how a rule applies to your specific situation.

Use of this website and reliance on its content is at your own risk.

This website and its content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, SG Accounting & Tax Advisory makes no warranties or representations, express or implied, regarding:

• The accuracy, completeness, or reliability of website content
• The availability or uninterrupted operation of the website
• The security of the website
• The correction of website errors
• The absence of viruses, malware, or harmful components
• The suitability of website content for your specific needs

To the fullest extent permitted by law, SG Accounting & Tax Advisory, its team members, affiliates, service providers, contractors, and related parties will not be liable for any indirect, incidental, consequential, special, punitive, or similar damages arising from your use of this website.

This includes, without limitation, damages related to loss of data, loss of business, loss of profits, service interruptions, website errors, or reliance on website content.

Nothing in these Terms limits liability that cannot be limited under applicable law.

You agree to indemnify and hold harmless SG Accounting & Tax Advisory, its team members, affiliates, service providers, contractors, and related parties from any claims, losses, damages, liabilities, costs, or expenses arising from:

• Your use of the website
• Your breach of these Terms
• Your violation of applicable laws
• Your misuse of website content
• Any information you submit through the website

SG Accounting & Tax Advisory coordinates client relationships and planning conversations.

Accounting and tax preparation services are provided through Western CPA under a separate engagement.

Strategic wealth, retirement, insurance, and estate planning services are provided through SG Wealth Management where relevant.

Nothing on this website should be interpreted as creating a professional engagement with SG Accounting & Tax Advisory, Western CPA, SG Wealth Management, or any related professional unless a formal engagement has been accepted.

These Terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada.

Any dispute relating to these Terms or your use of this website will be subject to the courts of Ontario, unless applicable law requires otherwise.

We may update these Terms of Use from time to time.

The “Last Updated” date at the top of this page indicates the most recent version.

Your continued use of the website after changes are posted means you accept the updated Terms.

If you have questions about these Terms, please contact:

SG Accounting & Tax Advisory
90 Allstate Pkwy #202
Markham, ON L3R 9T8

Phone: (647) 889-7290
Email: info@sgtax.ca